ABOUT MASSMUTUAL
Founded in 1851, Massachusetts Mutual Life Insurance Company (MassMutual) is a leading mutual life insurance company that is run for the benefit of
its members and participating policyholders. The company has a long history of financial strength and strong
performance, and although dividends are not guaranteed, MassMutual has paid dividends to eligible participating
policyholders every year since the 1860's. With whole life insurance as its foundation, MassMutual provides
products to help meet the financial needs of clients, such as life insurance, disability income insurance,
long term care insurance, retirement/401(k) plan services, and annuities. In addition, the company's strong
and growing network of financial professionals helps clients make good financial decisions for the long-term.
Our family of companies in the MassMutual Financial Group includes: Babson Capital Management LLC; Baring Asset Management Limited; Cornerstone Real
Estate Advisors LLC; The First Mercantile Trust Company; MassMutual International LLC; MML Investors Services, LLC.,
member FINRA and SIPC; Oppenheimer Funds, LLC.; and The MassMutual Trust Company, FSB.
One of FORTUNE's most admired life and health insurance companies
Massachusetts Mutual Life Insurance Company is listed as one of the eight most admired life and health insurance
companies in the world. (March 22, 2010 is of FORTUNE.)
Financial Strength Ratings*:
MassMutual builds confidence among policyholders with outstanding financial performance. Financial strength ratings are a key
measure of a company’s ability to meet its financial obligations to its policyholder, and MassMutual’s financial
strength ratings are among the highest of any company in any industry.
A.M. Best Company......................A++(Superior)
Fitch Ratings................................AA+ (Very Strong)
Moody’s Investors Service..............Aa2(Excellent)
Standard & Poor’s.........................AA+(Very Strong)
*Ratings are for MassMutual and its subsidiaries: C.M. Life Insurance Company and MML Bay State Life Insurance Company . Ratings
as of 4/1/10. Ratings are subject to change.
One of America’s largest corporations
Massachusetts Mutual Life Insurance Company is ranked 93 in the FORTUNE 500 annual ranking of
America's largest corporations.(May 3, 2010 issue of FORTUNE)
A responsible company committed to its clients and communities
- Since 2005, MassMutual and its agencies have contributed more than $500,000 to support breast cancer awareness and research.
- Through MassMutual’s LifeBridge(sm) program, income-eligible parents and guardians can qualify for a $50,000, ten-year
term life insurance policy at no cost to them, using the benefit to cover the educational expenses of eligible children.
MassMutual pays the premiums and benefits are paid into a trust*.
*Trust services provided by the MassMutual Trust Company, FSB, a wholly owned stock subsidiary of MassMutual.
- Sponsorship of retirement and autism documentaries
- MassMutual has been recognized by the Wellness Council of America as on of the healthiest companies with a 2009 Well Workplace Gold Award.
- Human Rights Campaign (HRC) is America's largest civil rights organization working to achieve lesbian, gay, bisexual, and transgender equality.
MassMutual has earned a top rating of 100 percent by HRC.
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